Finance & Business
Terms for discussing money, investments, and corporate matters.
Accounting
She is studying accounting at university.
Asset
Real estate can be a valuable asset.
Liability
The company's liabilities exceeded its assets.
Equity
Shareholder equity represents the owners' stake in the company.
Revenue
The company reported a significant increase in revenue this quarter.
Expense
Operating expenses need to be reduced.
Profit
The business is finally making a profit.
Loss
They suffered a significant financial loss.
Budget
We need to create a detailed budget for the project.
Investment
Buying stocks can be a risky investment.
Stock
He invested heavily in tech stocks.
Bond
Government bonds are generally considered safe investments.
Dividend
Shareholders received a dividend at the end of the year.
Portfolio
Diversifying your investment portfolio is important.
Interest rate
The central bank raised the interest rate.
Loan
He took out a loan to buy a car.
Mortgage
They are paying off a 25-year mortgage.
Credit
Having a good credit score is essential for getting a loan.
Debt
She is working hard to pay off her student debt.
Inflation
High inflation erodes purchasing power.
Deflation
Deflation can lead to decreased economic activity.
Economy
The global economy is facing several challenges.
Market
The stock market closed lower today.
Recession
The country is officially in a recession.
Boom
The industry experienced a period of rapid boom.
Tax
Income tax is deducted from your salary.
Subsidy
The government provides subsidies to farmers.
Grant
She received a grant to fund her research.
Bailout
The government approved a bailout for the struggling bank.
Bankruptcy
The company filed for bankruptcy.
Audit
The company is undergoing a financial audit.
Forecast
Economic forecasts predict steady growth.
Capital
They need to raise more capital for expansion.
Liquidity
The company has sufficient liquidity to cover its short-term debts.
Solvent
The business remains solvent despite challenging times.
Insolvent
The company was declared insolvent.
Yield
Bond yields have been increasing recently.
Dividend yield
Investors are attracted to stocks with high dividend yields.
Principal
The principal amount of the loan is $10,000.
Compound interest
Compound interest can significantly boost your savings over time.
Simple interest
Simple interest is calculated only on the principal amount.
Diversification
Diversification helps reduce investment risk.
Volatility
The stock market is known for its volatility.
Hedge fund
Hedge funds typically cater to wealthy investors.
Mutual fund
Investing in a mutual fund can be a good option for beginners.
Stock exchange
The New York Stock Exchange is one of the largest in the world.
Broker
He uses a broker to buy and sell stocks.
Commission
The broker charges a commission on each trade.
Dividend payout ratio
The company has a high dividend payout ratio.
Financial statement
Investors analyze financial statements to assess a company's health.